Childbirth Lump-sum Grant ¥500,000: How to Claim [2026, for Foreigners]
- The Childbirth Lump-sum Grant pays ¥500,000 per child when a person enrolled in health insurance (National Health Insurance or Social Insurance) gives birth.
- Foreign residents are eligible if enrolled in NHI or their employer's health insurance.
- You can choose how to receive it, such as through the direct payment system.
- How to apply and the required documents are explained in the article.
The Childbirth Lump-sum Grant (shussan ikuji ichijikin) pays ¥500,000 per child when a person enrolled in health insurance (National Health Insurance or Social Insurance) gives birth. Foreign residents are eligible if enrolled in NHI or their employer health insurance.
① Amount
¥500,000 per child (¥488,000 for births at facilities not in the obstetric compensation scheme). For twins or more, it is paid per child.
② Eligibility
- Members of NHI or Social Insurance (the insured or a dependent)
- Paid even for stillbirth or miscarriage from week 12 (85 days) of pregnancy (a doctor certificate is required)
③ How you receive it
- Direct payment system: the insurer pays the facility directly; you only settle the difference at the counter (most common)
- Agent receipt system: for small facilities; apply before the birth
- Post-birth claim (reimbursement): pay in full first, then claim later
④ How to apply
With the direct payment system, you just sign an agreement at the facility. To receive a difference or claim after birth, apply to your city/ward office (NHI) or your employer or insurer.
- Health insurance card
- Bank account
- Itemized statement and receipt of birth costs
- The direct-payment agreement document
💡 Organizing your finances around childbirth
The childbirth lump-sum is paid through health insurance. Reviewing these together can help you organize your finances.
[National Health Insurance] [Benefits & Allowances Guide] [Pension & Refund]
For income replacement during maternity leave, see the Maternity Allowance; for benefits during parental leave, see the Childcare Leave Benefit; for monthly support while raising children, see the Child Allowance — checking all three can help you understand the full picture of support around childbirth.
関連する家計・お金の話Related money & household topics相关的家计与金钱话题Chủ đề tài chính & hộ gia đình liên quan
💴 出産費用と税金・家計のこと💴 Childbirth costs, taxes & household money💴 生育费用与税金·家计💴 Chi phí sinh con, thuế & tài chính
出産育児一時金でまかなえなかった出産費用や妊婦健診などは、医療費控除の対象になる場合があります。姉妹サイト「在日マネーナビ」の確定申告ガイドで、医療費控除の手続きを確認できます。Childbirth costs and prenatal checkups not covered by the lump-sum grant may qualify for the medical expense deduction. Our sister site "Zainichi Money Navi" explains how to file for it.生育一次金未能覆盖的生产费用、孕期健检等，可能属于医疗费扣除的对象。姊妹站「在日マネーナビ」的报税指南，可帮您了解医疗费扣除的手续。Chi phí sinh con và khám thai không được trợ cấp một lần chi trả có thể được khấu trừ chi phí y tế. Trang đồng hành "Zainichi Money Navi" giải thích cách khai khoản này.
確定申告・医療費控除ガイドを見る →See the tax filing & medical deduction guide →查看报税·医疗费扣除指南 →Xem hướng dẫn khai thuế & khấu trừ y tế →FAQ
Can foreigners receive it?Yes, if enrolled in National Health Insurance or your employer Social Insurance.
What about giving birth overseas?Covered if your NHI membership continues. A doctor certificate and its Japanese translation are required.
Is it paid for miscarriage or stillbirth?Yes, from week 12 (85 days) of pregnancy, with a doctor certificate.
Sources
* Rules may change. Please check official sites for the latest information.
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